Extra Time Off: In addition to paid vacation, you receive floating days and a paid day off for your birthday!

Support & Growth
Comprehensive Benefits: Highly competitive group insurance for you and your family.

Wellness Support: Access to an Employee and Family Assistance Program (EFAP) and stress management programs.

Career Development: Gain highly sought-after, specialized expertise in the financial services industry.

Responsibilities
End-to-End Adjudication: Manage the complete processing and approval of mortgage applications submitted by origination partners.

Autonomous Decision-Making: Use your designated discretionary authority to approve, decline, or offer alternatives quickly and decisively.

Risk & Due Diligence: Conduct in-depth due diligence on credit files and income documentation (including anti-money laundering standards).

External Coordination: Manage the process for obtaining Mortgage Insurer approval and reviewing appraisals for conventional loans.

Partner Communication: Clearly communicate lending policies to channel partners to ensure efficient and accurate file submissions.

Qualifications
Bilingualism is Essential: Advanced proficiency in French and English (verbal and written) is required for frequent communication across Canada.

Experience: A post-secondary degree or diploma in a related field and a minimum of 3 years of lender mortgage underwriting experience.

Credit Authority: Proven track record in residential mortgage underwriting with prior credit authority limits (must be provided).

Expert Knowledge: Sound knowledge of credit and underwriting practices, lending products, including prime, alternative, draw, and construction financing.

Core Competencies: Strong analytical skills, exceptional decision-making abilities, initiative, good judgment, results-orientation, and a high level of attention to detail and accuracy.

Summary
If you're ready to apply your expertise and deep industry knowledge in a senior, impactful role, we want to hear from you.

Job Title: Senior Residential Mortgage Underwriter Location: Montreal, Hybrid Work Model

Apply directly online. If this role isn't a perfect fit, contact our recruiters to explore other exciting opportunities suited to your profile.

Randstad Canada is committed to fostering a workforce reflective of all peoples of Canada. As a result, we are committed to developing and implementing strategies to increase the equity, diversity and inclusion within the workplace by examining our internal policies, practices, and systems throughout the entire lifecycle of our workforce, including its recruitment, retention and advancement for all employees. In addition to our deep commitment to respecting human rights, we are dedicated to positive actions to affect change to ensure everyone has full participation in the workforce free from any barriers, systemic or otherwise, especially equity-seeking groups who are usually underrepresented in Canada's workforce, including those who identify as women or non-binary/gender non-conforming; Indigenous or Aboriginal Peoples; persons with disabilities (visible or invisible) and; members of visible minorities, racialized groups and the LGBTQ2+ community.

Randstad Canada is committed to creating and maintaining an inclusive and accessible workplace for all its candidates and employees by supporting their accessibility and accommodation needs throughout the employment lifecycle. We ask that all job applications please identify any accommodation requirements by sending an email to accessibility@randstad.ca to ensure their ability to fully participate in the interview process.