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Job Description Application Deadline: February 20, 2026 This role can be located the Caribbean Banking Market or in Canada where the successful candidate resides What is the opportunity? In this role you will be responsible for the oversight of the operation and management of the Debit Card and Prepaid portfolios and Loyalty solutions for the cards business. You will be responsible for the applicable product P&L including planning, setting growth objectives, and managing key revenue drivers for line of business. You will ensure debit, credit and loyalty strategy is aligned to International Cards & Merchant Services strategic priorities and achievement of growth targets and ensure applicable products are highly competitive to drive growth in target client segments. You will lead development of new capabilities expanding across policy simplification, product innovation, operational efficiencies, risk appetite and strategies to maximize portfolio and revenue growth. What will you do? Develop product strategies aligned to driving growth for the card portfolio and create applicable business cases and obtain approval to execute initiatives Lead/Act as Sponsor Representative or Business Lead for prioritized card initiatives Inform End to End (E2E) desired end state for the client and advisor experience, and collaborate with partners to ensure policies, processes, operational capabilities, and fulfillment are setup in a manner to deliver on the desired experience Oversee reporting on key drivers of performance and monitor impact of product initiatives Monitor internal and external environments and identify opportunities impacting cards Ensure product alignment with the bank’s risk and compliance appetite Lead direct team and develop team’s collective subject matter expertise, technical skills, and capabilities Responsible for people leadership, employee engagement and talent management of team. What do you need to succeed? Must-have University Degree and/or extensive related work experience At least seven years of cards, payment, or recurring payments industry experience with demonstrated financial acumen and experience managing P&L Ability to understand the bigger picture and build steps to solve complex problems. Ability to effectively share ideas and capture the attention of your audience through different tools and tactics. Possess enhanced business and financial knowledge to make better decisions. Nice-to-have MBA What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Opportunity to Lead in a dynamically changing environment The advantage of working with a dynamic, collaborative, and high performing team where initiative and hard work are recognized and rewarded Leaders who help your development through coaching and managing opportunities Ability to make a difference and lasting impact Job Skills Business Case Design, Communication, Critical Thinking, Effectiveness Measurement, Financial Regulation, Interpersonal Relationship Management, Product Development Lifecycle, Product Development Methodology, Product Services, Results-Oriented, Waterfall Model Additional Job Details Address: 7-9 SAINT CLAIR AVENUE, 8:PORT OF SPAIN City: Port Of Spain Country: Trinidad and Tobago Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-02-11 Application Deadline: 2026-02-21 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.‎ We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.