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Role Description

Our Commercial Operations Division is seeking a Financial Underwriter to join our team! This position requires 2 or more years of financial underwriting experience. The ideal candidate is a proactive self-starter with a quantitative degree and background in pricing prospects and renewals. Strong analytical skills and an understanding of the science of underwriting paired with the ability to apply it creatively are essential. We are searching for someone who is comfortable collaborating with sales and account executives, as well as with brokers. This is a remote position with a Monday-Friday schedule. During our peak season from October – December, additional hours may be required, including weekends. If this opportunity is of interest, we invite you to apply!

• Collecting information, contacting sales, account managers, agents, and other parties as appropriate to clarify and correct inconsistent, incorrect or missing group health application information.
• Perform risk appraisals for group health insurance prospect and renewals and associated underwriting documentation; evaluating and classifying group risk to determine acceptability, coverage and pricing.
• Calculating and negotiating rates and premium charges for group health insurance using approved formulas and tables.
• Corresponding with sales, account managers, agents, and other parties regarding group health insurance products, features, and pricing.
• Assisting the ongoing maintenance and enforcement of underwriting guidelines as well as providing underwriting expertise to projects in support of sales, marketing, membership and billing, legal or actuarial organizations.

Qualifications

• Bachelor's Degree in Mathematics, Finance, Accounting or related field or equivalent work experience.
• 2 Years - Stop Loss UWg, Financial UWg, Actuarial, or Fin. Mgmt. experience.

Requirements

• Excellent oral and written communication skills.
• Proficient in Microsoft Office (Outlook, Word, Excel and PowerPoint).
• Effective analytical, planning, interpersonal, organizational and research skills with the ability to handle multiple projects.
• Ability to work independently with minimal supervision or function in a team environment sharing responsibility, roles and accountability.
• Effective negotiation, presentation, and facilitation skills.

Benefits

• Remote-first organization with many employees working primarily from their homes.
• Positions classified as fully remote, partially remote, or office based.
• Relocation benefits may be available for applicants moving to Chattanooga, TN.